Real Estate Information Archive


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According to information from the Iowa Association of Realtors(IAR) the home prices for the Carroll Iowa real estate market have decreased by 1% in the first three quarters of 2014. The average price in Carroll was $139,143 compared to $140,484 in 2013. 

The active listings increased 5.2% in the same time period

Days on the market saw a 20% decrease from the prior year. Average days on the market was 60 in the first three quarters of 2014 compared to 75 days in 2013. 

So really in summary the Carroll Iowa Real Estate market remains very steady with more homes being sold at a slight decrease in price and they are spending less days on the market. The market just seems to avoid the big peaks and big valleys. We just ripple along. 

Here is a link to IAR's state report. 

If you or anyone you know if interested in buying or selling real estate please feel free to call the Mid Iowa Team. 


10 Benefits of Homeship

by Mike Franey

There are great advantages and benefits to home ownership. 

Tax Benefits - Property taxes and mortgage interest are fully deductible.

Equity - When the difference from what your home is worth and what you owe is called increased over the time that you own your home. 

Home Equity Loans - This is a less expensive borrowing plan than using and carrying a credit card balance. 

Capital Gain Exclusion - Consult your tax professional for all of the details. Here is a summary: 

  • Live in the home two out of the last five years
  • $250, 000 for individuals and $500,000 for married couples
  • Don't have to buy a replacement home
  • No age restrictions 

Low Interest Rates- Take advantage the low interest rates before they rise.

Avoid Rental Issues 

  • Not at the mercy of the landlord or owner
  • No more rent increases - lock in your mortgage and it is set for a fixed period
  • No more renewing of leases
  • Personal privacy once again

Freedom to Renovate - Feel free to make it your own

Stability for your Family - sense of community and family in your neighborhood

The American Dream- Home ownership is one of the proudest moments in a persons life! 

Call your Mid Iowa Real Estate Team and get on your path to home ownership. 

Mike Franey

I had the opportunity to see Dr. Yun in Des Moines recently and here is the summary of his talk. 

Top Economist Dr. Yun discusses Residential and Commercial Markets in Iowa

posted by Mark Gavin | Jul 31, 2014

Dr. Lawrence Yun, the Chief Economist of the National Association of REALTORS, presented to over 100 REALTORS in West Des Moines on July 31.

Dr. Yun covered a wide range of topics relating to the economy and housing trends. Dr. Yun discussed the pent-up demand for housing due to population growth and job growth. In some of Iowa’s biggest cities like Des Moines, Davenport and Cedar Rapids, the job growth is increasing and higher than last year’s numbers. 

Many of the cities in Iowa are in need of more inventory.  The recent sluggish recovery in housing starts can be attributed to cost of construction rising faster than the consumer price index (CPI) and the shortage in skilled construction workers. In addition, construction loans are more difficult for smaller builders due to financial regulations.  Iowans can expect growth in housing starts as inventory of more homes come to the market.

While young adult homeownership rates are declining throughout the country, Des Moines was highlighted as a top 10 market for young people to buy a home.

What Buyers Want Most from Agent

With the popularity of searching for homes on the national, regional and local firms’ websites, a person might think that REALTORS are not needed to find the right home. However, in a recent study by NAR’s Research team titled What Buyers Want Most From Their Agent, 53% of home buyers want help finding the right home to purchase.

See the entire presentation from Dr. Yun’s Residential Trends and Forecast session.

In the afternoon session, Dr. Yun discussed the outlook of commercial real estate. Commercial markets are improving slowly. Transactions including larger more expensive properties of $2.5 million are rising at a faster rate. The less expensive properties are improving at a much slower rate due to some financing difficulties with the smaller regional and local banks.

Jobs in professional business and financial services are at a new peak.  Overall job growth in improving in Iowa, however jobs in retail trade are still below their previous peak from 2001.

Dr. Yun is forecasting a GDP Growth near 3%, continued job growth. In the commercial sector he called for an increase in occupancy rates and falling vacancy rates. Overall the outlook is positive with improving business opportunities.

More treats for the holidays!

by Mike Franey

Today I am moving from toffee to Anise candy from the legandary Pokey's kitchen. These tasty red squares offer much enjoyment for your taste buds. The Anise comes on the heels of the famous Pokey's carmel apples and squares that were featured through Halloween.



Pokey's Anise Candy is available at your Carroll Hyve or by contacting Dave or Gina Nelson. A perfect holiday gift.  

Thanks to Pokey's for a continued Carroll Iowa tradition!

Happy Holidays!


Oh so good!

by Mike Franey

Over the past eleven months I have been successful in losing over 25 pounds of much needed weight but I am afraid that all may have changed today. This noon my friendly painter gal, Jacque Masching skipped her cardio class to go purchase a delicious treat that I was not aware of. This is one of Carroll Iowa's best kept secret.

ZOZO's toffee is awesome! Once I had a bite I wanted to eat the entire bag. I would recommend putting ZOZO's toffee on your Christmas list.

For some toffee of your own contact Zoe Ruchti at

If you need some painting done call Jacque Masching and if you are lucky she may just bring some toffee with her. Thanks Jacque for introducing me to ZOZO's toffee.

Happy Holidays!!!





Carroll Iowa Real Estate July Analysis

by Mike Franey

The Carroll Iowa Real Estate market remained strong through July as new listing and pending sales activity levels were almost the same as July of 2011. The real difference is the sold activity that showed an increase of 86.4% from one year ago. The year to date sold activity is up 35.2% from this time last year. 

The average home price in the Carroll was up 11.6% from July of 2011 to $139,407 while the median price was up 18.5% to $130,375.

The sale price to listing price comparison has increased only 6.6% from a year ago indicating that educated buyers are still not over paying for their share of the American Dream in this active market.

The days on the market on down 22.3% from last July to only 73 days showing that when quality listings that are priced correctly in the market it does not take long for qualified buyers to make offers.

The news is equally as good for the housing market in the State of Iowa as the Iowa Association of Realtors reported in their July 2012 Housing Report that statewide homes sales have been up for the past 13 months in a row.

The overall health of the Carroll Iowa Real Estate market it very good. Currently there are 36 single family homes for sale in the City of Carroll.

If you are thinking about buying or selling in the Carroll Iowa area give your Mid Iowa Real Estate team a call at 1-712-792-4324.

Mike Franey

Carroll Iowa Real Estate Market - 1st Quarter 2012

by Mike Franey

The Carroll Iowa Real Estate Market remained strong in the first quarter of 2012. For the ninth consecutive month the Iowa Association of Realtors reported increased sales activity throughout the State. The activity levels in the Carroll Iowa Real Estate Market showed a decrease of 4.8% from the first quarter in 2011. Although a decrease in activity the sold comparison was up 68.2% in the same period.

 The average days on the market in the Carroll area were 84 days which has remained steady over the past three years. Over half of the Realtor boards in the State of Iowa reported decreases of days on the market. 

Sold price comparison from the first quarter in 2011 to 2012 shows a 11.8% decrease in the average sale price. The average sale price was around $105,000 in the Carroll area. 

Overall the health of the Carroll Iowa Real Estate Market is excellent. The supply of houses is low compared to other years. Currently there are 26 single family homes on the market. This number excludes condos. 

If you have been thinking about selling your home the time is right. Make the call to the Realtor of choice in the Carroll area...Your Mid Iowa Real EstateTeam. 

Mike Franey


Mid Iowa Real Estate






Natalie Bruggeman begins her 25th year at Mid Iowa.

by Mike Franey


Natalie Bruggeman began her career at Mid Iowa Insurance in Carroll, Iowa in February of 1987. She is a licensed insurance agent who handles personal lines insurance and specializes in helping clients with their health, life and Medicare supplement insurance needs. Natalie also handles all of the claims for the agency. 

In addition to her insurance roles she assists in the agency accounting. She does all of the book work for Mid Iowa Real Estate including the real estate trust account and property management.

Congratulations to Natalie on 25 years of service at Mid Iowa Insurance. 

For more information on insurance or real estate in the Carroll County Iowa area feel free to call

1-712-792-4324 or at 


Carroll Iowa Real Estate Market - 2011 Market Study

by Mike Franey

The state of the Carroll Iowa real estate market remains steady avoiding all of the peaks and valleys that is seen in other parts of the country. The lack of distressed house sales was one of the the contributing factors to the 7.3% increase in average sale price from 2010 to 2011. The 2011 average sale price in Carroll was $120,203 with the State of Iowa average being $135,496. 

The activity levels in the Carroll Iowa real estate market remained steady from 2010 to 2011 showing only a 1.2% increase in sold listings. 

Average days on the market saw a slight increase from 92 to 93 days. 


Overall the Carroll Iowa real estate market is strong! The combination of the low unemployment, a robust farm economy and historic low interest rates makes real estate in Carroll County, Iowa a great investment. 


If you are interested in buying or selling in the Carroll, Iowa area give me a call at 1-712-830-0942. 

Mike Franey, CRS, GRI

Mid Iowa Real Estate 







Larry "Coach" Clark wins 2011 Public Service Award

by Mike Franey

He thought he was coming to support his daughter! But what he did not know was his grandson Kyler would take the podium and on behalf of the thousands of people whose lives he has impacted it was his time to be recognized. Larry “Coach” Clark has influenced us all around these parts. Colin Hackett nominated Coach for the award based on his dedication to the youth.  

In his heartfelt nomination Kyler looked out to the crowd of over 250 with a sense of pride as he told us why his Grandpa deserved the 2011 Carroll Chamber of Commerce Public Service Award. From his 31 years of service to the Social Security Administration, his volunteering efforts for the Carroll area Kiwanis, Meals on Wheels, his numerous golf clinics and his 22 years leading the Kuemper golf team it was clear that this award fit him well. 

In his nomination Hackett stated “Larry didn’t just make the teams successful he made the people successful as well!”

Kyler continued to tell the audience that Coach always preached about keeping a positive attitude and no matter what your successes are always remain humble.

What a great award given to a great recipient! Congratulations Coach!  


Displaying blog entries 1-10 of 10




Contact Information

Mid Iowa Team
Mid Iowa Insurance & Real Estate
603 US Highway 30 W.
Carroll IA 51401
Office: 712-792-4324
Cell: 712-830-0942
Fax: 712-792-4840

Mid Iowa Real Estate and its licensees are licensed to sell real estate in the State of Iowa